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Leaving your co-debtor as the sole credit card holder is the last thing you want to do. In the event that you do it, the consequences will be dire. For instance, if you leave your co-debtor with an outstanding balance, the bank will be on the hunt. Thankfully, there are ways to minimize the damage. More info : https://www.scura.com/blog/leaving-your-co-debtor-as-the-sole-debtor

How to Recover a Debt from an Individual

First and foremost, you’ll want to consult a Dallas bankruptcy lawyer. A good legal professional can explain the ins and outs of your situation in plain English. They can also suggest a course of action if you’re considering filing for bankruptcy. In this case, the best route to take is to file jointly with your spouse. That way, you’ll both be able to wipe the floor with your debts. Besides, filing jointly is always the smarter option.

The other good news is that you’ll have a couple of free weeks to go through all of your credit card statements. And if you’re a heavy spender, you can likely wrangle some of the interest rates from your bank. But be careful, as the credit card company may have a policy of freezing your account at the first sign of trouble. That means it’s a good idea to get your finances in order before you make a last-minute trip to the bank.

And of course, there are all sorts of ways to keep your credit card afloat. Whether you’re filing for chapter 13 bankruptcy, or are a homeowner who is facing a foreclosure, there are a number of steps you can take to keep your credit rating intact.

Best sources of passive income in a stock or mutual fund is probably the first thing that comes to mind when talking about passive income. However, there are other ways to make money while you sleep.

What can you do with 80k?

You can get your hands on a smartphone app that will do a lot of the work for you. The best part is that there are several free versions of these apps out there. A paid version is specifically designed for the app developer.

An annuity is a very secure way to earn a nice passive income. You can expect a steady monthly return and you can sell the annuity at some point. It can be expensive to purchase, but you can expect a nice annual return.

The internet is full of sites that will pay you to do things. For example, there are numerous websites that will pay you to do surveys about their products.

You can even sign up for a survey on a product you already own. But a survey about your own product is not going to pay you a big paycheck.

One of the better ways to find out if a new mobile app is worth your time is to add it to your favorite mobile browser. If it does well, it might get featured on the front page of your app store. This will result in more traffic, and more money for the developer.

Another great way to make money while you sleep is by investing in a business. There are many ways to do this, including vending machine companies and laundromats.